Real-time Collection

Receive funds in supported currencies in real time, reducing settlement delays and improving cash availability across markets. Each Global Account is assigned a Virtual Account number for automated matching and instant credit.

Key Benefits

  • Instant credit: For RTP-supported currencies, incoming payments are credited in real time.
  • Automated matching: virtual account numbers ensure payments are automatically matched to the correct Global Account.
  • Multiple channels: Collect via bank transfer, direct debit, and platform integration.

How it Works

The collection flow follows these steps:
  1. Virtual account Allocation: Each World Account is assigned one or multiple Virtual Account numbers for each supported currency. Payers send funds to this virtual account.
  2. Auto-match & Credit: Incoming payments are automatically matched to the correct Global Account via virtual account number, and credited in real time for supported currencies.
  3. Notification: Your system receives a
    balances.CHANGED
    webhook when funds arrive.

Supported Payment Channels

Real-time Availability

Not all currencies support real-time credit. Availability depends on:
  • Currency and market
  • Payment channel
  • Amount threshold (some real-time rails have limits)
  • Local clearing network
See the Supported regions and currencies section for detailed real-time availability.

API Reference

Integration Notes

  1. virtual account numbers are assigned automatically when you create a Global Account. No additional API call is required.
  2. Direct Debit is available in selected markets only. Check the supported currencies table for current availability.
  3. Real-time credit is subject to amount thresholds for some currencies. See the RTP currency table for limits.
  4. All incoming payments trigger a
    balances.CHANGED
    webhook, enabling real-time monitoring of fund arrivals.