Business Account Overview

Multi-currency business accounts with flexible account structures for managing collections, payouts, and FX across global operations.
WorldFirst Business Account offers integrated multi-currency account capabilities, including Accounts, funds collection, payout, FX, and more. We are dedicated to providing our clients with the most comprehensive cross-border payment experience.

Choose an account type

Not sure which account type fits your business? See Account types for detailed comparison.

Clients Availability

WorldFirst Business Accounts are suitable for registered businesses that need to collect, convert, and pay funds across domestic and international markets.

Supported countries/regions

To explore coverage for WorldFirst Business Account capabilities, see Supported regions and currencies.

Core Capabilities

Understanding how Business Account are used across these core capabilities, and which account type fits your use case, helps you design the right integration from the start.
Explore our Business Account capabilities below and follow the instructions to get started.

Collection

WorldFirst supports more than 20 currencies with a variety of local or cross-border collection methods. Our collection products and services fits the needs of users (enterprises or individuals) who do business locally and globally.
For example, to adapt this fund collection concept in the e-commerce industry:
  • As a sole-trader (non-registered business), you can receive payments from approved marketplaces, tax authorities, and your own personal bank account.
  • If you operate any other business type, you can receive incoming payments from approved marketplaces, tax authorities, your own personal bank account and other approved third-party sources that accept and receive payments on behalf of your business.
Navigate to the Collection section to know more about WorldFirst fund collection features.
💡 This page mainly introduce our funds collection capability. For more details about other cababilities, kindly refer to the relevant links attached in the respective sections.

Payout

WorldFirst Global Payout equipped global merchants and enterprises with the abilities to perform cash withdrawal to their own accounts, and transfer payments to the third-parties' enterprise accounts or individual accounts (e.g., global suppliers or a business partner).
WorldFirst are currently supporting over 100+ payout currencies in local and cross-border clearing systems, and the beneficiary's country is global.
Worldfirst provides global payout capabilities as follows:
  • Payout ​
  • Mass Payout
  • Schedule Payment
  • Pay to Wallet
Navigate to the Payout section to know more about each of these capabilities.

FX

WorldFirst offers a suite of foreign exchange (FX) products and FX trade booking capabilities for users at a competitive FX rates, backed by our fast, cost-effective payout network.
The FX trade services that WorldFirst offered are Unfunded Spot and Forward Contracts designed to help businesses manage currency exchange risk and timing.
Refer to the FX section for the detailed capabilities.

Other features

Beneficiary management

This function allows you to add, verify, manage and remove single or multiple beneficiaries in one interface. As a step of security precautions, you need to add the beneficiary first and make sure their identity were verified before you can start making a transfer.
To learn more about how to add, inquire and remove your beneficiaries, see Beneficiary management and the below API documentation for details:

Attachment management ​

Attachment management feature allow users to obtain the necessary documents for reporting purpose or general business use. You can make use of this function if you were a:
  • B2B Partner who needs the supporting documents (such as contracts, customs forms, etc.) to Submit Trade Orders
    API
     and associate them with the fund orders.
  • Partner who needs the supporting documents to apply for a credit grant
    API
     (legacy documentation).
To learn more on the file download feature, kindly refer to the Upload a File API and the Download a File API documentation for details.

Statement Management

With the WorldFirst statement management product, you will be able to download your account statements through the WorldFirst Portal or by using our API capabilities.
WorldFirst provides API integration for statement queries and downloading, primarily geared toward enterprise clients:

For query transaction statement:

  • You can call the List Statements
    API
     API to retrieve your transaction statement data.
  • To retrieve detailed information for a specific transaction statement, you can call the Query a Statement
    API
     API.
Read more at the Statement Report to understand the whole process.

To download statement:

Refer to the File Upload/Download for more info.

Invoicing

WorldFirst Invoicing capability enable partners to create a digital invoice (either a bill or order) for their customers to complete the payment through card payment or balance account payment.
Partner can initiate the invoice payment by calling the Create an invoice
API
 (legacy documentation). The invoice which indicate the bill items and the amount to pay will be sent to the customer's email address.
Upon receiving the invoice, the customer will be able to pay for the order. WorldFirst will then notify the partner through Receive invoice payment notification
API
 (legacy documentation). Alternatively, partners can Inquire about invoice payment result
API
 (legacy documentation) and get the payment result returned by WorldFirst.

Get Started

Before you start to integrate with Worldfirst, you need to create a sandbox account.
The sandbox simulates real API behavior, allowing you to test transaction flows, currency conversions, and data mapping without moving real money. It also allows you to explore and understand the full range of WorldFirst payment products and services before boarding.

Use Case

Reference