E-commerce Platforms

Introduction

Global Checkout can be leveraged by e-commerce platforms and marketplaces that need to accept payments from global buyers, manage split payments to merchants, and ensure compliance across diverse regulatory environments. The use case described in this section is targeted towards platform businesses that process high-volume cross-border transactions and need flexible payment, settlement, and risk management capabilities.
For example, a cross-border e-commerce platform serving buyers in 30+ countries can increase payment success rates by offering local payment methods through a single integration, while optimising split payment and settlement to merchants in multiple currencies.

Example

Let's say you are a cross-border e-commerce platform headquartered in Hong Kong, connecting buyers from Southeast Asia, Europe, and the Middle East with merchants globally. Previously, you managed separate payment integrations for each region, leading to high currency conversion costs and complex settlement workflows.
The high-level user journey looks like the following:
  1. A buyer in Indonesia purchases from a merchant and pays in IDR using a local e-wallet.
  1. A buyer in Europe buys from the same merchant and pays in EUR via card or bank transfer.
  1. The platform splits the payment between the merchant and platform fees in the appropriate currencies.
  1. Settlement is processed directly to each party without unnecessary currency conversions.
  1. Compliance and risk management are applied automatically based on the payment model and region.

Building it with us

Support global payment methods
We support 300+ payment methods and currencies worldwide, ensuring far-reaching cross-border capabilities.
Optimised Split Payment and Settlement
  • Avoid losses from multiple currency conversions by splitting payouts before settlement.
  • Improve operational efficiency and speed up the payout process with direct payment to anyone in your e-commerce ecosystem.
Compliance and Risk Management
Select payment models to suit license requirements, making settlement a breeze even in regions with strict regulation and supervision.